Find the Right Loan With Expert Assistance
Compare suitable loan options, understand your eligibility, complete documentation, check your free CIBIL score, and get personalized doorstep assistance throughout your loan journey.
Find the Right Loan for Your Needs
Explore our range of loan products and find the one that best suits your financial requirements.
Personal Loan
For personal financial requirements.
- No collateral required
- Quick processing
- Flexible tenure options
Home Loan
For purchasing or constructing a home.
- Long repayment tenure
- Tax benefits under applicable sections
- Competitive interest rates
Loan Against Property
Use property value for eligible funding requirements.
- Lower interest rates (secured)
- Higher loan amounts
- Longer tenure available
Business / MSME Loan
Financing support for eligible businesses.
- Working capital support
- Business expansion financing
- Equipment and machinery funding
Car / Vehicle Loan
Financing for new or used vehicles.
- Up to 100% on-road price financing
- Competitive interest rates
- Quick approval process
Education Loan
Fund your higher education in India or abroad.
- Covers tuition, hostel, and living expenses
- Tax benefit on interest under Section 80E
- Moratorium period during course + grace period
Gold Loan
Instant cash against gold jewellery at lowest interest rates.
- Instant disbursal in as fast as 30 minutes
- Doorstep gold valuation & secure vault deposit
- High Loan-to-Value (LTV) up to 75% of appraised gold value
Credit Card
Apply for credit cards suited to your profile.
- Cashback and reward points
- Welcome benefits and joining offers
- Travel, dining, and shopping privileges
Loan assistance, at your doorstep
Where PSBLOAN stands apart from Paisabazaar and BankBazaar: No spam calls. No confusing DIY paperwork. Just a certified, dedicated loan advisor visiting your home or office.
Paisabazaar / BankBazaar
- 20+ spam telecalls from random call centers daily
- DIY paperwork: you figure out bank policies & scanning
- High rejection: 35%+ rejected over minor document flaws
- No accountability: no personal human contact
Assisted Doorstep Banking
- Zero spam calls: single dedicated certified loan specialist
- Doorstep assistance: agent visits your home/office to curate documents
- 85% higher approval: thorough pre-verification before submission
- Priority bank login: direct channel partner access with live tracking
How Doorstep Assistance Works
6 Step Assisted JourneyRequest assistance
60-second online requestTell us your loan need and convenient location. No lengthy forms or complex paperwork to start.
Advisor/Agent assigned
Dedicated certified professionalA dedicated, certified PSBLOAN advisor is assigned to your application within 2 hours.
Appointment scheduled
At your convenienceFix an appointment at your home or workplace at a time that works best for your schedule.
Document assistance
Zero-confusion paperworkOur agent visits in person to help curate, verify, and complete all required documentation.
Application submitted
Priority bank submissionYour loan application is reviewed and submitted directly to matched lenders for priority processing.
Track your application
Real-time status updatesTrack live milestone progress online with your advisor keeping you informed till disbursement.
Know Your Credit.
Know Your Loan Readiness.
Check your CIBIL Score through an official CIBIL channel and understand the factors that may affect your credit profile. Get practical guidance to prepare for your next loan or credit application.
What Affects Your Credit Health?
Key FactorsConsistent, on-time repayments of EMIs & credit cards.
Keeping revolving card balances well below credit limits.
Avoiding multiple simultaneous hard inquiries across banks.
Healthy balance of secured and unsecured credit history over time.
Your Trusted Loan Assistance Partner
We make the loan process simpler, transparent, and accessible for everyone.
Multiple Loan Options
Explore suitable loan products from participating banks, NBFCs and HFCs.
Expert Assistance
Get help from trained loan advisors who guide you through the process.
Easy Documentation
Understand exactly which documents are required for your loan application.
Doorstep Assistance
Request help with documentation and application processes where serviceable.
Application Tracking
Track your application status from submission to disbursement.
Transparent Process
Clear communication about lender involvement, charges and application status.
Simple Steps to Your Loan
From understanding your requirement to tracking your application — we guide you through every step.
Tell Us Your Requirement
Select your loan type and enter basic details about your financial requirement.
Check Eligibility
We evaluate available loan options based on your profile and requirements.
Get Suitable Options
See suitable loan products from participating lenders matched to your profile.
Get Expert Assistance
A loan advisor can assist you with understanding options and completing the process.
Submit Documents
Upload documents digitally or request doorstep assistance where available.
Track Your Application
Monitor your application progress until the lender decision and disbursement.
Insights to Help You Borrow Smarter
Explore expert, practical guidance on loan eligibility, interest rates, documentation, and credit health.
Personal Loan Eligibility: What Banks Really Look For (And Why Good Salaries Still Get Rejected)
Earning ₹80,000 a month but still facing loan rejection? Here is how bank credit managers calculate your FOIR, employer category, and unlisted debt before approving an unsecured loan.
- The FOIR Formula: The Real Math Behind Your Sanction
- Your Employer Category (Cat A, B, or Unlisted)
- What Underwriters Scan in Your 6-Month Bank Statement
Personal Loan vs Loan Against Property (LAP): Which One Truly Fits Your Financial Need?
Need ₹15 Lakh or more? Choosing between a high-rate unsecured personal loan and a low-rate mortgage on your property can save you lakhs in interest. Here is the honest comparison.
- Interest Rates & Monthly EMI Comparison
- Repayment Tenure: 5 Years vs 15 Years
- Speed of Disbursal vs Total Savings
Gold Loan vs Personal Loan: Which is Better for Urgent Cash Needs?
Facing an urgent cash crunch? Compare interest rates, speed of disbursal, CIBIL score requirements, and locker safety before pledging your gold or applying for a personal loan.
- Approval Speed & Paperwork: The Biggest Contrast
- CIBIL Score Impact: Can You Borrow with Low Credit?
- Interest Rates & Flexible Repayment Options
Ready to Find the Right Loan?
Check your eligibility in minutes. Our loan advisors are here to help you through every step of the process.